Merchant Account


Range of solutions for all risk categories

US Domestic Merchant Account

An overwhelming majority of U.S. stores now accept chip card payments. The risk of fraudulent card-present transactions is significantly reduced by chip technology. This minimizes the stores' liability risk. It also boosts customer confidence in your business. Whether you need a simple plug-and-play EMV card reader with or without the Virtual Terminal, or a customized terminal-based solution, EquiPay provides you a range of options to choose from. Our technology offerings are geared towards superior Risk Management, which provides business owners peace of mind.

  • Virtual terminal
  • Full data privacy compliance
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Offshore Merchants

Payment processing is complex landscape to begin with. When you think international or offshore solutions which most people associate with high-risk payments, one usually thinks of tax-haven kind of countries which is not always true. Some businesses genuinely need solutions that are based in a foreign country where their customers are concentrated. EquiPay offers payment solutions worldwide. If your business needs a solution in Africa or Asia or Europe, reach out to us so that we can help you with what you actually need. Not all solutions are suitable for all businesses and you need a partner who can fathom the global landscape for you.

  • Worldwide payment solutions
  • High and medium risk solutions

Canadian Merchant Account

We partner with various Canadian banks and providers to bring the merchants what they need in payment processing. As a leading provider of efficient, well-priced and secure payment processing solutions, we pride our service offerings for Canadian merchants. Whether you are a small home-based operator, run a retail store, have an online business or need enterprise level sophisticated services, our payment processing solutions can add immense value to your business by providing what you need.

  • Worldwide payment solutions
  • High and medium risk
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High Risk Merchant Account

High risk businesses get labeled as that for a variety of reasons - the way it operates, the way it is structured or the way it delivers solutions. From seemingly low-risk business as furniture or travel that actually get classified as high risk to e-commerce enterprises that seem to be high-risk due to the Card Not Present (CNP) element of their charges, the range is quite large. EquiPay specializes in high-risk options. Since we boast of highly sophisticated Risk Management practices and expertise, we are able to assess the real aspect of your business that is making you high-risk and is causing your merchant account applications to be denied at least a few times. Even if you have had your processing service terminated and your money withheld from you for months, EquiPay can help you get solutions that prevent disruption to your business and provide its stable processing solutions.

  • Card not present options
  • Competitive pricing

Multi-Currency Merchant Account

Certain businesses operate in many countries or offer services to people across the globe. EquiPay offers solutions that allows such businesses to provide its clients the option to pay in their local currency. Thus these businesses can accept credit cards from all around the world and use a real-time multi-currency payment processing to ensure that customers pay in their home currency. The results are accretive to your business prospects as you are able to grow your business in even more countries and reach new markets. Our sophisticated, yet user-friendly, multi-currency e-commerce solutions make all this possible. Setup our multi-currency solution on your website at checkout using our API integration. You may choose to process credit cards on our Virtual Terminal and select the currency for payment from a drop-down menu. EquiPay provides you valuable options that increase your business' flexibility.

  • Accept payments globally
  • API integrations available
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Customized Solutions

Each business has its unique challenges. The risk factors that it faces emanate from the way it operates and the way it is structured. The geographic locations, supply-chain, employee training and practices, legal framework, corporate structure, they all impact how the business is perceived by the payment service providers. EquiPay has a highly sophisticated Risk Management. Since we understand which of your business drivers or processes can cause the financial institutions to classify you as high-risk or put you on their radar, we work with you to customize solutions that work for your business. Over the years, we have helped businesses by move to countries and currencies or methods of payments processing that are more suitable to their business needs. In an increasingly complex global business landscape, our customized solutions are increasingly more valuable to our global clientele

  • Request custom features
  • Tailored solution for your

Seamless Integration

We empower your businesses with multiple 3rd party integrations